Individual Health Insurance

The Patient Protection and Affordable Care Act, which was signed into law in 2010, made some major changes to the individual health insurance market. If you need to find individual or family health insurance, please feel free to contact us to discuss your off-exchange options. If you are looking for a free quote, click the button below to get started!

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Enrollment Deadlines for Individual Coverage

open enRollment period (OEP)

An annual Open Enrollment Period (OEP) is available for individuals and families to enroll in a private health insurance plan, make changes, or renew an existing plan. Please contact us for specific dates for this year.

special enRollment period (SEP)

A Special Enrollment Period (SEP) is created when there is a Qualifying Life Event. Generally this occurs when there is a loss of health coverage, a change in residence, a change in eligibility or other special circumstances.

year-round enRollment

A Year-Round Enrollment opportunity exists for people who qualify for Medical Assistance or Minnesota Care, or are American Indians who belong to a federally recognized tribe.

Note, if you want to see if you are eligible for financial help regarding your health insurance coverage, please visit for more details.
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