Peter Flicek

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Richard J. Falck

Michael Franta

RJF, Inc.
509 Professional Drive
P.O. Box 533
Northfield, MN 55057

Phone (507) 645.6636
Toll Free (877) 645.6636
Fax (507) 645.6637

info@rjf-inc.com

Blue Cross and Blue Shield of Minnesota is an independent licensee of the Blue Cross and Blue Shield Association.

Authorized independent agency for Blue Cross and Blue Shield of Minnesota.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact www.medicare.gov or 1-800-MEDICARE to get information on all of your options.

Securities Offered through FIRST HEARTLAND CAPITAL, Inc., Member FINRA & SIPC. Advisory services offered through First Heartland Consultants, Inc. 4101 Lake St. Louis Blvd., Lake St. Louis, Missouri 63367. (636) 625-0900 RJF, Inc. is not affiliated with First Heartland Capital, Inc.